Understanding farmers preferences towards insurance schemes that promote biosecurity best management practices

Research output: Contribution to journalArticlepeer-review


Plant pest and disease outbreaks, which occur with increasing frequency and intensity, cause catastrophic losses and threaten food security in many areas around the world. These impacts are expected to be exacerbated by climate change. Tackling this challenge requires mechanisms that ensure the financial security of farmers while incentivizing private biosecurity efforts to prevent future outbreaks. This study explored crop producers’ preferences for a subsidized insurance scheme as an instrument to manage novel biotic risks. Specifically, we developed a choice experiment to evaluate Spanish growers’ willingness to pay for a crop insurance product that promotes compliance with best biosecurity management practices. Our results show that while growers are willing to pay more for high coverage products that increase the resilience of crops to potential catastrophic outbreaks, there is neither a strong demand for nor widespread availability of such tools. Farmers required reductions in premiums before undertaking risk prevention measures; they are more willing to pay for schemes that link their eligibility to access to ad hoc funds in the eventuality of a catastrophic outbreak than they are to purchase insurance. Our findings also suggest that Spanish growers prefer expanding the eligible risks covered by insurance and envisage a role for insurance in offering biosecurity protection.
Original languageEnglish
JournalInternational Journal of Disaster Risk Science
Publication statusPublished - 12 Aug 2022


  • Choice experiment
  • Subsidized insurance
  • Biosecurity protection
  • Plant pest risk
  • Crop insurance
  • Spain

Cite this