Working-Class Households and Savings in England, 1850–1880

Linda Perriton; Josephine Anne Maltby

doi:10.1017/eso.2014.34

Working-Class Households and Savings in England, 1850–1880

Linda Perriton, Josephine Anne Maltby

The York Management School

Research output: Contribution to journal › Article › peer-review

Abstract

The British trustee savings banks that operated throughout the
nineteenth century were designed expressly for working-class
use, and solely to promote long-term saving. Despite the substantial
numbers and national spread of these banks, there have been
few studies of their use by savers. Their neglect as a data source is
puzzling, given the extent of the surviving depositor records that
provide long-run empirical data that includes savers’ identity,
marital status, and occupation, as well as account balances and
transactions. Our preliminary work on four banks (Limehouse,
Newcastle, South Shields, and Bury) shows results of significant
interest in understanding working-class financial behavior,
including a substantial number of accounts opened and maintained
by working-class married women, accounts opened and
run by minors from earnings, and varied patterns of account
usage.

Original language	English
Pages (from-to)	413-445
Number of pages	33
Journal	Enterprise & society
Volume	16
Issue number	2
Early online date	16 Apr 2015
DOIs	https://doi.org/10.1017/eso.2014.34
Publication status	Published - May 2015

Bibliographical note

(c) The Authors 2015. Published by Cambridge University Press. This is an author produced version of a paper accepted for publication in Enterprise and Society. Uploaded in accordance with the publisher's self-archiving policy.

Keywords

Savings Banks
19th century
England
financial management
working class households

Access to Document

10.1017/eso.2014.34

Perriton and Maltby Enterprise and Society Final Submission Copy
(c) The Authors 2015. Published by Cambridge University Press. This is an author produced version of a paper accepted for publication in Enterprise and Society. Uploaded in accordance with the publisher's self-archiving policy.
Accepted author manuscript, 242 KB

2011 Business Achives Council Business History Bursary
Linda Perriton (Recipient)
1 Jul 2011 → 30 Jun 2012
Activity: Other › Types of Award - Prize (including medals and awards)

Working class savings 1830-1900
Perriton, L. & Maltby, J. A.
1/01/11 → 1/01/21
Project: Other project › Research collaboration

Cite this

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abstract = "The British trustee savings banks that operated throughout thenineteenth century were designed expressly for working-classuse, and solely to promote long-term saving. Despite the substantialnumbers and national spread of these banks, there have beenfew studies of their use by savers. Their neglect as a data source ispuzzling, given the extent of the surviving depositor records thatprovide long-run empirical data that includes savers{\textquoteright} identity,marital status, and occupation, as well as account balances andtransactions. Our preliminary work on four banks (Limehouse,Newcastle, South Shields, and Bury) shows results of significantinterest in understanding working-class financial behavior,including a substantial number of accounts opened and maintainedby working-class married women, accounts opened andrun by minors from earnings, and varied patterns of accountusage. ",

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Working-Class Households and Savings in England, 1850–1880

Abstract

Bibliographical note

Keywords

Access to Document

Activities

2011 Business Achives Council Business History Bursary

Projects

Working class savings 1830-1900

Cite this